The West Jefferson Federal Credit Union is pleased to offer the following accounts:

Deposit Accounts

Share Savings Accounts
In order to be a member you must have a Membership Share Savings Account. Membership is $5.00 per member. You may also have other secondary accounts. Dividends are declared and Paid quarterly.

Share Draft Checking Accounts
Minimum $100 deposit required to open. $10 monthly fee on accounts that do not maintain average daily balance of $500. If you maintain an average daily balance of $500, you are paid 1% dividends.

Christmas Club Accounts
This account is paid annually on the last Friday in October. Dividends are declared and paid quarterly. There is an early withdrawal fee of $25 unless employment is terminated for any reason.

Vacation Club Accounts
This account is paid annually on the last Friday in April. Dividends are declared and paid quarterly. There is an early withdrawal fee of $25 unless employment is terminated for any reason.

 Loans

• Signature
• Share Secured
• Christmas Special
• Vacation Special
• New and Used Autos
• Optical
• Home Equity

Miscellaneous Services

Direct Deposit and Payroll Deduction
We accept payroll deduction or direct deposit by means mutually agreeable to both the originator and this credit union. For correct routing number or account information please contact the credit union during normal business hours.

Direct Debit to Your Account
You can authorize an outside company to make debits to either your Membership Share Account or your Share Draft Checking Account. Always get a contact name, address, and phone number, and if there is any question, ask the company to send you an authorization to sign to establish the automatic debit.

Before establishing any automatic debit, please contact the credit union to obtain the correct routing and account numbers to use to avoid any delay in bill payment.

American Express Traveler's Cheques
We sell American Express Travelers Cheques, Cheques For Two, and Gift Cheques. American Express Travelers Cheques are a sensible alternative to cash when traveling and may be quickly refunded if lost or stolen.

Travelers Express Money Orders
If you are one of those people who have trouble maintaining a checking account, or maybe you want to make a payment with something other than a personal check or cash, a money order just may be your answer. Travelers Express Money Orders can be purchased at the credit union for any specified dollar amount not to exceed $1,000.00.