Hello and Welcome to West Jefferson FCU Online!
CREDIT UNION HOURS
10:00AM TO 3:00PM
WE WILL BE CLOSED MONDAY SEPTEMBER 7, 2015
IN OBSERVANCE OF LABOR DAY
WE WILL REOPEN ON MONDAY TUESDAY SEPTEMBER 8, 2015 AT 10:00AM
BACK TO SCHOOL
PRE-APPROVED $1000.00 NO CREDIT CHECK LOAN
$25.00 NON –REFUNDABLE PROCESSING FEE
FIRST COME – FIRST SERVE- LIMITED FUNDS!!!!!!!
TUESDAY AUGUST 11, 2015
MARRERO/ WESTWEGO CLASSROOM
8:00AM TO 9:00AM
-MUST HAVE MOST RECENT PAY STUB
-CREDIT UNION MEMBER FOR AT LEAST TWO (2) YEAR WITH ACTIVITY TO ACCOUNT FOR THE LAST (6) MONTHS
-MUST BE IN GOOD STANDING WITH ACCOUNT/ LOANS AT LEAST ONE (1) YEAR
-NEVER BEHIND ON ANY LOAN
-MUST BE EMPLOYED AT LEAST (1) YEAR
-NO BANKRUPTCY AT ALL!!!!
-MUST BE ON PAYROLL DEDUCTION ALREADY FOR AT LEAST (6) MONTHS
-MUST ALREADY HAVE AT LEAST $50.00 PER PAY PERIOD COMING TO CREDIT UNION FOR THE LAST (6) MONTHS BI- WEEKLY TO COVER LOAN PAYMENT
-CAN NOT HAVE MORE THAN (3) NSF TRANSACTION STARTING FROM
JANUARY 1, 2015- JULY 31, 2015
-YES ALL NO CREDIT CHECK LOANS MUST BE PAID OFF!!!!!!!!!!!!!!
NEW CAR RATE
LOWEST RATE !!!!
*A CREDIT ONLY*
NEW CAR LOANS ONLY NOT ON REFINANCED LOANS
TO REPORT LOST OR STOLEN CARD
*You May Skip A Loan Payment On All Of Your Qualifying Loans*
Interest will continue to accumulate on your loan during the month you skip your payment. Skipping the payment will result in an increased finance charge & will extend the term of the loan.
Payments made through payroll deduction or direct deposit will be deposited into your savings account, for the month you are skipping payment(s). Loans on a bi- weekly or semi monthly schedule will result in all payments for the 30-day period being skipped.
There is a $30.00 fee for each loan skipped. The fees will be automatically deducted from your account. Must be paid up front can not be taken out of your payroll.
*Loan(s) can not be delinquent*
*Only TWO skips a year are allowed & THREE months must separate each skip per loan*
*SKIP-A- PAYMENT MUST BE DONE BEFORE PAYROLL IS POSTED TO YOUR ACCOUNT