Hello and Welcome to West Jefferson FCU Online!
CREDIT UNION HOURS
10:00AM TO 3:00PM
Effective July 1, 2014
Dividends will pay
Savings $500.00 and up 0.15% (Quarterly)
Checking $500.00 and up 0.15% (Monthly)
NO CREDIT CHECK LOAN
Effective July 7, 2014
Falling Short Before Your Next Payday?
Let WJFCU throw you a lifeline with our new RESCUE LOAN!
Borrow $300 or $500
Term is 4 payments maximum at 15% APR*
Everything you need to know:
• 18 years or older
• Account in good standing
• Account opened for 6 months with activity
• Must have direct deposit into WJFCU account**
• $20 non refundable application fee
• Loan amount based on direct deposit amount
• Proof of address and phone verification
• Proof of income – last 2 paycheck stubs
• No active Bankruptcy status
• Only 1 Rescue Loan open at any time
• No more than 3 Rescue Loans in rolling 6 month period
Must be sending at least $100.00 per pay day for the last 6months
Apply Today : Stop by West Jefferson Federal Credit Union
Anyone interested in running to become a Board Member or Officer for WJFCU
Please Contact Carol Hatchett at 349-6023
No Later Than July 31, 2014
WANT TO BECOME AN EMT?
LET WJFCU FINANCE YOU
NO CREDIT CHECK
$25.00 APPLICATION FEE UP FRONT
$1000.00 OVER 10 PAYMENT BI- WEEKLY
*CHECKS MADE DIRECTLY TO WEST JEFFERSON MEDICAL CENTER EMT CLASS*
-MUST BE A MEMBER FOR AT LEAST 6 MONTHS
- MUST BE ON PAYROLL DEDUCTION
-MUST BE IN GOOD STANDING
-MUST HAVE MOST RECENT PAY STUB
MEMBERS USING IPAY
Beginning September 1, 2014, the PIN used to log into Bill Pay will have a length requirement of a least eight characters.
Please ensure your PIN is updated to an eight- character length by this date.
PINs must not contain consecutive characters and must contain three of the following elements:
* upper case character (A-Z)
*lower case character (a-z)
*special characters $#@!&%*+?()^
You can change your PIN by selecting 'Options' and then 'Change PIN' when you are logged into Bill Pay. This page will display Pin length requirements.
If you have questions, please contact
Melinda at 504-349-1350.
NEW CAR RATE
LOWEST RATE !!!!
*A CREDIT ONLY*
NEW CAR LOANS ONLY NOT ON REFINANCED LOANS
*You May Skip A Loan Payment On All Of Your Qualifying Loans*
Interest will continue to accumulate on your loan during the month you skip your payment. Skipping the payment will result in an increased finance charge & will extend the term of the loan.
Payments made through payroll deduction or direct deposit will be deposited into your savings account, for the month you are skipping payment(s). Loans on a bi- weekly or semi monthly schedule will result in all payments for the 30-day period being skipped.
There is a $30.00 fee for each loan skipped. The fees will be automatically deducted from your account. Must be paid up front can not be taken out of your payroll.
*Loan(s) can not be delinquent*
*Only TWO skips a year are allowed & THREE months must separate each skip per loan*
*SKIP-A- PAYMENT MUST BE DONE BEFORE PAYROLL IS POSTED TO YOUR ACCOUNT